Do you Invest?

When people talking on “Invest”, we could categories it to few part, either in energy, time, money or etc. I do invest, in a lot of thing.

New Fund from Public Mutual
Pass few week, I realize Public Bank are launching a new Unit Trust call PB ASEAN Dividend Fund, i have went to make some inquiry on the help desk when i am saving part of my salary into FD (Fix Deposit) pass 2 week. The customer service personnel explain the fund and i also make some research.

Making Money already
So far, Public bank offer 0.25 cent per unit of Unit trust, and i can see the record, most of the other fund no matter launch last year or few year back, all are above 0.25cent, that mean they are making money. Even a new fund launch on January 2007 (PB Islamic Asia Equity Fund, buy 0.2560, sell 0.2726), are making money already.

How i get start as Investor
I have learn on investing during late 2005 and early 2006, just after i read a book name “Rich Dad Poor Dad” write by Robert Kiyosaki, i am curious on how to become a successful investor, so that i start to learn on it.

Once of my friend who work at Unit Trust Company and also a insurance agent, know that i am interested on investment, she was invite me to join their Unit Trust Discussion and Training last year. The location was at Ampang, every Monday 7pm. That time i was at KL and still study my last semester. At there, i learn how Unit Trust work and some good or bad about it. Most of the people out there are miss understand on it and critic that Unit Trust are useless, because they don’t have knowledge on it.

Fund that I bought
After i learn some of the basic knowledge, with my friend advice, i am started to invest. People are very curious that why i able to invest although I am still a student, the answer will always be “i am a good saver”.

Pacific Dana Aman – My 1st fund
I have invest RM500 into Pacific Dana Aman, if not mistaken, that time when i buy, the price is around MYR0.42 to MYR0.45. Now the price is MYR0.52, i have already make money on to this investment

i have also purchase a new fund launch by Pacific Mutual after i bought Pacific Dana Aman, this new fund is Pacific Asia Brands Fund, current selling price are MYR0.50, if i sold all, no loss no gain. This fund not perform good.

3rd fund that i have purchase is HLG Asiapacific Dividend Fund, it also a new fund when i purchase, i get know when i at the training center, according to the introduce, this fund are manage by a s’pore company call Schroders, and this company currently manage a fund that exacly same profile with HLG Asiapacific Dividend Fund, are making money already. With this point, i already decided to invest. Current selling price is MYR0.55, i am also making money from this fund.

For this PB ASEAN Dividend Fund, it is worth for me to have a try, in the initial offer period, once you purchase, Public mutual will free you extra1 % of the unit your purchase. The closing date for this fund will be on 28th May, this coming Monday.

if you plan to invest, or want to learn to become a investor, Unit Trust are the stepping Stone for you. This is a good opurtunity for you to have a try.

11 Responses to “Do you Invest?”

  1. Yee Piao May 26, 2007 at 6:41 am #

    Well, I am interested and I am already testing my ‘newbie’ skills with Investopedia Stock Simulator.

    For me, I think mutual funds is a way but it’s a safer way but I prefer equity trading and love shorted selling the most.

    The bad thing is that I am not eligible to enter this adventurous playgroud yet… Hehe, good luck in your investment journey!

  2. ipohchai May 26, 2007 at 10:00 am #

    Wei,
    if let say ah.. I say let say only lah.
    after invest, if I mati liao ar, can my next of kin claim the money ar?
    let say only la, I’m not mati la ok

  3. calvyn May 26, 2007 at 4:17 pm #

    your concern is also a problem, so far i did not check on it too, i think we can declaire some one name in there, so when we are not around, that some one able to claim it back..

    by the way, another solution is “Will”, now a days people are encorage to write Will, u able to declaire all your asset in the Will, once you are not around, all this kind of investment will follow the Will to distribute to the person in the Will that you stated.

  4. ipohchai May 27, 2007 at 1:06 am #

    Yeah, but you need to make sure that the investment is “transferable” lor.
    Will is one thing but the investment policy is another.

  5. calvyn May 27, 2007 at 2:26 am #

    on the investment site, i will go to find out soon, but at the Will part, i think i have to invite once of our commuity member -iamfreelancer to comment on this, he is doing Will website

  6. BengKau May 28, 2007 at 12:07 pm #

    The PBIAEF that you mention i also have invest, as u say, no loss if i sold now…

  7. Steve Yu June 2, 2007 at 5:19 pm #

    I invest my Rm1000 into the PB ASEAN Dividend Fund…. Investment is a good option to generate passive income.

  8. calvyn June 3, 2007 at 3:05 am #

    heard my friend said next month PB have another new fund, invest in europe one…

  9. japp April 8, 2008 at 10:50 am #

    what other books do you recommend on local investing??im still a newbie in this investing and plus im still young.do you recommend investing at young age??

  10. calvyn April 8, 2008 at 3:35 pm #

    japp >
    as long you have extra cash, you may try on unit trust, not much risk, and current market is a good time to invest too

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